Conference Call Participants
Ryan Nash – Goldman Sachs Group, Inc., Research Division
Robert Siefers – Piper Sandler & Co., Research Division
Gerard Cassidy – RBC Capital Markets, Research Division
John Pancari – Evercore ISI Institutional Equities, Research Division
Peter Winter – D.A. Davidson & Co., Research Division
Christopher Spahr – Wells Fargo Securities, LLC, Research Division
David Chiaverini – Jefferies LLC, Research Division
Ebrahim Poonawala – BofA Securities, Research Division
Betsy Graseck – Morgan Stanley, Research Division
Christopher McGratty – Keefe, Bruyette, & Woods, Inc., Research Division
L. Erika Penala – UBS Investment Bank, Research Division
Matthew O’Connor – Deutsche Bank AG, Research Division
Presentation
Operator
Good morning, and welcome to the Regions Financial Corporation’s quarterly earnings call. My name is Chris, and I will be your operator for today’s call. [Operator Instructions] I will now turn the call over to Dana Nolan to begin.
Dana Nolan
EVP & Head of Investor Relations
Thank you, Chris. Welcome to Regions Fourth Quarter and Full Year 2025 Earnings Call. John and David will provide high-level commentary regarding our results. Earnings documents, which include a forward-looking statement disclaimer and non-GAAP reconciliations are available in the Investor Relations section of our website. These disclosures cover our presentation materials, today’s prepared remarks and Q&A.
I will now turn the call over to John.
John Turner
President, CEO & Chairman
Thank you, Dana, and good morning, everyone. We appreciate you joining our call today. Before we begin, I’d like to take a moment and personally thank David Turner for his service and leadership. After a nearly 40-year career in auditing and finance, including 20 years of service at
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