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AmextaFinance > Finance > Opinion: Life insurance premiums are a wealth-killer. Use that money to buy stocks.
Finance

Opinion: Life insurance premiums are a wealth-killer. Use that money to buy stocks.

News Room
Last updated: 2023/05/10 at 12:32 PM
By News Room
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A plain-vanilla whole-life insurance policy involves monthly payments for life with a death benefit paid to the policy’s beneficiaries. For example, average monthly premiums for a $1 million whole-life policy are $660 for a healthy 25-year-old female and $765 for a healthy 25-year-old male. The respective life expectancies are 82 and 78 years.

For either sex, the total premiums paid are less than half the $1 million death benefit if the insured person lives until their life expectancy. Buyers can earn a return on their premiums…

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News Room May 10, 2023 May 10, 2023
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